NMLS: 780352
Phone: (803) 446-6468
Email: cynthia.warner@academymortgage.com
Website: www.AcademyMortgage.com/cynthiawarner

For over 20 years, Cynthia has worked in many facets of the finance market and she is committed to helping each client find the right mortgage solution that meets their needs and best positions them for their financial goals.

Cynthia is an honors graduate from Miami University in Oxford, OH with a BS degree in Finance. She grew up in Ohio, and relocated to Columbia, SC in 1991 where she resides with her husband and two sons. Cynthia enjoys all that Columbia has to offer, running clubs, tennis, sailing and spending time with her family.

Cynthia is a VA loan specialist. With one call she will:

• Obtain your VA Certificate of Eligibility COE)
• Prequalify you for a VA guaranteed loan
• Explain the VA no down payment program

It is important to remember that being eligible for a VA loan and actually qualifying For one are two different things

Prospective borrowers should start the mortgage pre-approval process before they start looking for a house.

Factors Academy Mortgage/VA will examine during the qualification process:

•   Monthly Income
•   Credit history/score
•   Employment history
•   Debt to income ratio